Crypto.com Vs. Coinbase: Fees, Features, and More Compared
Crypto.com vs. Coinbase are two popular trading platforms in the cryptocurrency space. Both exchanges allow traders to buy, hold, sell, and handle crypto transactions with ease. Although these two trading platforms are known for their global presence and user-friendly interfaces, each one has unique features that make them suitable for different sets of traders.
Crypto.com provides an all-in-one crypto solution. It offers a wide range of features, including a crypto card, competitive staking rewards, a native token (CRO), non-fungible tokens (NFTs), and crypto baskets, which are collections of cryptocurrencies bundled together as a single investment product. On the other hand, Coinbase is known for its strong regulatory compliance, easy-to-use interface for beginners, and seamless integration with traditional finance
In this Crypto.com vs. Coinbase comparison, we will provide a complete overview of the two crypto exchanges, then compare the fees of Crypto.com and Coinbase. Additionally, we will highlight their best features and the differences in their security and regulation levels to help you decide which is better for your trading goal.
Crypto.com vs. Coinbase: A Complete Overview
The key differences between Coinbase and Crypto.com are their fees, number of supported cryptocurrencies, features, user experiences, and other additional features. For starters, Crypto.com offers a wider set of tools. The trading platform is also beginner-friendly, even though it appeals more to users who want more than basic swap, buy, and sell transactions.
To serve a wider demography, Crypto.com includes features like staking, interest earning, an NFT marketplace, a Visa card that lets you spend crypto, and access to decentralized finance (DeFi). Meanwhile, as seen in the image below, Coinbase is simple, direct, and built with beginners in mind. It only supports direct swaps, buy and sell orders, spot trading, and derivatives trading.
In terms of fees, Coinbase charges a spread on trades, and sometimes there is an extra fee based on how much you are buying or selling. Unless you are using the advanced trade option, you might end up paying more than expected. On the other hand, Crypto.com uses a volume-based fee model. The more you trade, the less you pay.
Here is a detailed comparison of Coinbase vs. Crypto.com to help you see their core differences at a glance.
| Exchange | Crypto.com | Coinbase |
| Best For | Traders who want a wide range of crypto services in one place. | Beginners looking for a simple platform with a user-friendly interface for trading crypto. |
| Founded | 2016 | 2012 |
| Headquarters | Malta | United States (remote-first company) |
| Key Features | Visa Card, DeFi Wallet, NFT Marketplace, Trading Bots, Prime, and Crypto Baskets. | Instant buy/sell, staking, derivatives trading, Coinbase Wallet, Coinbase One, and debit Card. |
| Trading Fees | Lower fees with high usage | Flat fees and spreads |
| Supported Cryptocurrencies | 350+ | 250+ |
| Staking & Earn Programs | Lower fees, no $CRO staking fees, higher APYs. | Up to 35% commission on staking rewards. |
| Wallets | Supports more networks & DeFi | Easy and beginner-friendly |
| Security | Multi-factor authentication, cold storage, insurance, and a bug bounty program. | Two-step verification, bug bounty program, insurance, and cold storage. |
| Device Compatibility | Web and mobile (available on Android and iOS devices) | Web and mobile (available on Android and iOS devices) |
| US Availability | Yes. All States, except New York. | Yes, Coinbase is available in nearly all US states, with limited feature restrictions in a few. |
What are the Key Differences Between Crypto.com vs Coinbase?
The key difference between Coinbase vs Crypto.com is app design and user interface, features and trading tools, number of supported assets, staking rewards, fees and charges, debit card options, customer support, security features, availability across countries, and educational resources.
- App Design and User Interface: Coinbase is known for its clean, minimalist interface that’s ideal for beginners who want a simple and easy trading experience. In contrast, Crypto.com’s app is more feature-rich and packed with tools, which may feel overwhelming for first-time users but offers more depth for experienced traders.
- Features and Trading Tools: Crypto.com stands out with its all-in-one ecosystem, offering a DeFi wallet, advanced trading options, staking, crypto loans, an NFT marketplace, and a prepaid Visa card in one place. Coinbase, on the other hand, keeps things simple with its core trading features, while offering more advanced tools and DeFi access through separate apps like Coinbase Advanced and Coinbase Wallet.
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- Number of Supported Coins: Crypto.com supports over 350 cryptocurrencies, including some tokens that are not listed on other platforms. This crypto exchange is perfect for traders who like exploring popular and lesser-known cryptocurrencies. On the flip side, Coinbase supports around 250 coins. Most of these are the big, popular ones. It’s more for users who want to stick with well-known options.
- Staking Rewards: Crypto.com offers more opportunities, including high-yield staking through its native CRO token and interest-earning accounts via its Earn feature or DeFi wallet. Coinbase supports staking for fewer assets but makes the process easier and more automated, ideal for casual crypto investors.
- Fees and Charges: Crypto.com uses a tiered fee structure. The more you trade, the less you pay. If you hold CRO, you also get discounts. Meanwhile, Coinbase charges a fixed fee based on the size of your trade. It’s easy to understand, but often more expensive, especially for beginners making smaller trades.
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- Debit Card Options: Crypto.com offers a Visa card with attractive cashback rewards of up to 5%, along with perks like Spotify and Netflix rebates based on CRO staking tiers. Similarly, Coinbase offers access to a crypto rewards card, but its perks are fewer and don’t include additional lifestyle benefits.
- Customer Support: Crypto.com has 24/7 live chat support within the app. It also responds to users through email. Coinbase mostly uses a help centre with articles. You can reach out to the team, but getting a reply may take longer, especially during busy periods.
- Security Measures: Crypto.com uses robust security measures like multi-factor authentication, cold storage for user funds, and insurance on assets. Coinbase also uses strong security features to protect users and is publicly listed, which adds an extra layer of accountability.
- Regional Availability: Both Coinbase and Crypto.com are available in the US. For global accessibility, Crypto.com is available in more countries and gives access to more services worldwide. Meanwhile, Coinbase is still growing its reach, and some features may be unavailable depending on where you live.
- Educational Resources: Crypto.com gives you updates, news, and blog posts, but it’s more product-focused. On the other hand, Coinbase has a dedicated learn section. Through this section, the cryptocurrency exchange gives traders generous rewards when they watch short videos about new coins and complete assessments.
What are the Best Features of Crypto.com vs. Coinbase?
The best features of Crypto.com are the DeFi Wallet, NFT marketplace, trading bots, and Crypto Baskets. Meanwhile, the best features of Coinbase Wallet, Coinbase are Advanced Trade, Coinbase Earn, and Coinbase Commerce.
The best features of Crypto.com are explained below:
- DeFi Wallet (Onchain)
Crypto.com’s DeFi wallet “Onchain” is a self-custodial, non-custodial multi-chain wallet that gives users full control over their crypto assets and private keys, unlike the custodial Crypto.com app, where the platform holds the keys. Onchain supports over 1,000 tokens across 30 blockchains, including Ethereum, Cronos, and Polygon.
Amongst other functionalities, the Crypto.com DeFi Wallet enables users to earn passive income by depositing assets into various DeFi protocols such as Compound Lending, Cosmos Staking, and Yearn Earn V2. It provides access to 32 crypto assets and allows easy management of decentralized applications (dApps).
- NFT Marketplace
Crypto.com NFT Marketplace is a comprehensive platform for buying, selling, minting, and trading NFTs from popular creators and brands, as well as a wide variety of curated and user-created NFTs. Users can purchase NFTs using multiple cryptocurrencies (including CRO, BTC, ETH, USDC, and others) as well as credit/debit cards.
- Trading Bots
The Trading Bots on Crypto.com are automated tools that help users execute trades based on pre-set strategies without the need for constant manual monitoring. You can use various strategies, including Dollar Cost Averaging (DCA) bot, Grid trading bot, and Time-Weighted Average Price (TWAP) bot.
For Grid Trading, the bot aims to profit from market fluctuations by placing buy and sell orders at predefined intervals around a set price. Meanwhile, the DCA bot automatically trades a specific amount at regular intervals, while the TWAP bot minimizes slippage by splitting your large order into equal parts within a specific time interval.
Users can customize parameters such as price range, number of grids, and investment amount, making it a flexible solution for passive income generation. These bots run 24/7 and are suitable for both beginners looking to automate trades and advanced traders aiming to optimize time and minimize emotional trading.
- Crypto Baskets
Crypto baskets on Crypto.com are trading tools that allow users to invest in a curated collection of cryptocurrencies grouped by theme, market sector, or performance strategy. Instead of picking individual coins, users can gain diversified exposure to a portfolio that might focus on top-performing assets, DeFi projects, gaming tokens, or other sector-based strategies.
The best features of Coinbase are explained below:
- Coinbase Wallet
Coinbase Wallet is a self-custody crypto wallet that gives users complete control over their private keys and assets. It supports hundreds of cryptocurrencies and NFTs across multiple blockchains, including Ethereum, Solana, and Polygon. The wallet also allows users to interact with decentralized applications (dApps), such as DeFi platforms and NFT marketplaces.
- Coinbase Advanced Trade
Coinbase Advanced Trade is what used to be called Coinbase Pro. This platform offers traders advanced trading features like real-time order books, charting tools powered by TradingView, derivative trading, advanced order types like stop-limit and good-till-cancelled, and lower transaction fees compared to the standard interface.
- Coinbase Earn
There are two major ways to earn on Coinbase. The first is by staking your crypto holdings in exchange for rewards after the lockup period is exhausted. Traders can earn up to 14% APY on crypto assets and up to 10% on fiat currencies staked. Secondly, Coinbase offers an educational rewards program that pays users to learn about cryptocurrencies. Users can earn small amounts of tokens from featured projects by watching videos and completing educational tasks.
- Coinbase Commerce
Coinbase Commerce is a tool for merchants and businesses that want to add cryptocurrency to their payment methods. It allows them to receive crypto like Bitcoin, Ethereum, and USDC directly into a self-custodied wallet, with no middleman and no fees taken by Coinbase. The service integrates easily with platforms like Shopify and WooCommerce, and offers hosted checkout pages and payment buttons that businesses can embed on their websites.
How do the Available Cryptocurrencies on Crypto.com and Coinbase Compare?
When comparing the available cryptocurrencies on Coinbase and Crypto.com, both platforms support hundreds of crypto assets, but Crypto.com supports more coins than Coinbase. Crypto.com supports over 350 cryptocurrencies and frequently lists new and emerging tokens, including meme coins, DeFi tokens, gaming assets, and lesser-known altcoins.
On the other hand, Coinbase focuses on a curated list of tokens, supporting about 250 crypto assets. Coinbase’s listing process is more conservative and compliance-focused, which means fewer but more vetted assets.
What are the Fees of Crypto.com vs. Coinbase?
The fees of Coinbase and Crypto.com are trading fees, deposit and withdrawal fees, staking fees, and spread fees.
Crypto.com vs. Coinbase: Trading Fees
The spot fees for Crypto.com are 0.25% for makers and 0.5% for takers for level one traders with low trading volumes, usually less than $10,000. The cryptocurrency exchange follows a tiered fee structure, so VIP traders with higher 30-day trading volume get massive discounts.
In addition to this discount, Crypto.com also offers regular and high-volume traders an opportunity to trade cryptocurrencies with zero fees based on their CRO balance (only applicable to market makers). Futures trading fees on Crypto.com are at 0.02% for makers and 0.04% for takers, depending on volume and CRO staking.
For Coinbase, traders pay different fees depending on the Coinbase platform they are using, either the standard Coinbase platform or Coinbase Advanced Trade.
- Standard Coinbase Platform: Uses a spread-based fee model for buy and sell orders, which is around 0.5%, but the exact fee varies because they are calculated at the time you initiate your order. The specific amount you will pay can be influenced by payment method, order size, market conditions, location, assets, and other costs.
- Advanced Trade Platform: For Coinbase Advanced Trade users, maker fees start at 0.40% for 30-day trading volumes up to $10,000, while taker fees start at 0.60% for the same volume bracket. Coinbase fees decrease with 30-day higher volumes. For example, users with volumes between $100,000 and $1 million pay 0.10% maker fees and 0.20% for takers.
Crypto.com vs. Coinbase: Deposit and Withdrawal Fees
Crypto.com does not charge fees for crypto deposits. For fiat deposits, bank transfers are free, though fiat currency deposits via credit or debit card incur high fees, around 2.99%. The fees for crypto withdrawals vary, depending on the blockchain congestion and the specific coin. Fiat withdrawal fees to a bank account depend on the method you choose.
Coinbase also offers free crypto deposits, but charges network fees for crypto withdrawals. However, when it comes to fiat transactions, Coinbase is more expensive. Depositing funds via bank transfer (ACH in the US) is free, but debit card deposits and PayPal top-ups incur significant fees, around 3.99%. For withdrawals, ACH transfers are free, while wire transfers or instant PayPal cash-outs attract fees that vary by country and method.
Crypto.com vs. Coinbase: Staking Fees
Crypto.com allows users to earn interest on coins they hold. While there is no upfront fee, the platform keeps a small portion of the earnings as profit. Meanwhile, Coinbase offers staking for coins like Ethereum and Solana. Like Crypto.com, they also take a cut of the rewards. This is not charged as a fee but taken from what you earn.
Crypto.com vs. Coinbase: Spread Fees
When you buy or sell a coin, both platforms add a spread. Crypto.com’s spread plus fees are competitive and often lower than Coinbase’s for frequent traders, especially those staking CRO tokens, but during high traffic or sudden market moves, it can go higher. Coinbase charges higher fees for convenience, including a spread that averages about 0.5% for cryptocurrency purchases and sales.
What are the Security & Regulation Levels of Crypto.com vs. Coinbase?
The security and regulation level of Coinbase vs. Crypto.com is different due to the measures they implement and the countries in which they operate in.
For regulation, Crypto.com complies with regulations in many jurisdictions where it operates; however, its regulatory status may not be as strict as that of Coinbase since it’s not a US-based crypto exchange. This means it might not be subject to the same level of oversight or specific regulatory frameworks as American exchanges, though it does maintain licenses in regions like Europe, Asia, and Australia to ensure regulatory compliance.
Coinbase is a US-based company and publicly traded entity. Therefore, it operates under stringent regulatory oversight. It is licensed and registered with multiple US regulatory bodies and financial institutions, including FinCEN and the US Securities and Exchange Commission (SEC), and complies with federal and state regulations across the country.
In terms of security, both platforms provide robust security measures to safeguard user assets. Crypto.com uses multi-layer protection. It stores most of its user funds offline in cold storage, where hackers can’t reach them. It also has real-time risk monitoring, Two-Factor Authentication, withdrawal protection, and biometric access on its mobile app.
Crypto.com has invested heavily in building trust but has faced some challenges and criticisms in the past, including issues with user account handling and transparency during incidents, as well as a 2021 hack. However, the company responded quickly, paused withdrawals, and refunded all affected users without delay. Since then, it has stepped up its security even more.
Coinbase implements comprehensive security measures, including offline cold storage, encryption, biometric logins, and insurance coverage for digital assets held on its platform. Being subject to US regulations means Coinbase must adhere to strict anti-money laundering (AML) and know-your-customer (KYC) standards, which adds an extra layer of user protection and transparency.
Please note: Coinbase and Crypto.com are not insured by the Federal Deposit Insurance Corporation (FDIC), so assets held on both exchanges are not under FDIC insurance. However, both exchanges have insurance to protect crypto investors in case of a breach. Crypto.com has a $150 million direct insurance policy, while Coinbase has a $255 million crime insurance policy.
What is the Customer Support of Crypto.com Vs Coinbase?
When it comes to customer support, Coinbase and Crypto.com offer multiple options for users to get help. This section covers all the available options for both crypto exchanges.
- Contact Options: Crypto.com offers customer support mainly through live chat within its mobile app and email. The live chat is available 24 hours a day. There’s no phone support, and sometimes users report waiting hours before getting help.
Coinbase also provides 24-hour support, but it includes more ways to reach out. Aside from email and chat, Coinbase has a phone support option, which is rare in the crypto world. This gives users a chance to speak to someone when needed.
- Help Centre and Educational Resources: Crypto.com has a detailed help centre filled with step-by-step guides and common questions. It covers most basic issues, from account setup to fees and withdrawals. But if a problem is more complex, users often need to wait for a live agent.
Similarly, Coinbase’s help centre is also full of useful articles, and the layout is easier to navigate. The support team sometimes links users directly to these pages, but if needed, users can follow up and get personal help too.
Which is Easier to Use, Crypto.com or Coinbase?
The ease of use of Crypto.com and Coinbase depends on your experience level and what you’re looking for. But for most beginners, Coinbase is easier to start with because it has a clean design. When you open the mobile app or website, you’ll see prices, your balance, and buttons to buy or sell.
On the other hand, Crypto.com is packed with more features from the start. It displays markets, cards, rewards, and all available trading options. This can feel overwhelming for new traders, but it is perfect for users who need a comprehensive trading experience.
Which is Better: Crypto.com vs. Coinbase?
Choosing between Crypto.com and Coinbase depends on what you need from a crypto platform. Both Coinbase and Crypto.com are trusted names with millions of users, but they serve different types of traders and offer different tools. This breakdown will help you decide which one fits you best.
Who is Crypto.com Suitable For?
Crypto.com is suitable for users who want a wide range of cryptocurrencies, users interested in earning passive income, users who want a crypto debit card, intermediate and advanced traders, traders interested in NFTs and DeFi, and global users outside the US.
- Users Who Want a Wide Range of Cryptocurrencies: Crypto.com supports over 350 digital assets, making it ideal for anyone interested in exploring memecoins and lesser-known altcoins beyond Bitcoin and Ethereum.
- Passive Income Earners: Crypto.com offers many products for traders who want to make passive income while trading. You can earn rewards by staking your crypto through the Crypto.com Earn program.
- Intermediate and Advanced Traders: With futures and margin trading, advanced order types, technical indicators, and trading bots, Crypto.com offers more than basic buy-and-sell features. These tools are useful for experienced traders who want more control and leverage to potentially amplify their profits.
- NFT and DeFi Enthusiasts: Crypto.com has a built-in NFT marketplace and decentralized finance (DeFi) features. This is great for users who want to explore the Web ecosystem.
- Global Users Outside the US: The platform serves customers in many countries and is working with local regulators in key markets. If you’re located in a supported country outside the United States, you have access to all the platform features, unlike Coinbase.
If you are considering trading on Crypto.com, read our comprehensive Crypto.com review to learn more about the exchange, its best features, and details of its security features. Once you make up your mind, ensure to use the current Crypto.com referral code to qualify for a $50 CRO welcome bonus and other exclusive rewards.
Is Crypto.com Better than Coinbase?
Whether Crypto.com is better than Coinbase or not depends on what you want in a crypto trading platform. Crypto.com is better if you want more coins, lower transaction fees, and extra features like a crypto card, staking, and an NFT marketplace. But if you’re new to crypto and want a user-friendly mobile app or web interface with strong US regulations, Coinbase might be the better pick.
Is Crypto.com Shutting Down in the US?
No. Crypto.com is still active in the US. In 2023, the crypto exchange paused its institutional trading services because of low demand, not legal issues. However, it reopened those services in 2025 and opened a new office in Washington, D.C.
Who is Coinbase Suitable for?
Coinbase is suitable for beginners in crypto, businesses, advanced traders, and US residents.
- Beginners in Crypto: Coinbase is suitable for beginners due to its simple and intuitive interface and basic trading features. There’s also a learning section that rewards you with free crypto when you engage with educational materials and pass quizzes.
- Businesses: The exchange is perfect for businesses looking to accept crypto payments through Coinbase Commerce.
- Advanced Traders: While Coinbase is beginner-friendly, it also caters to more experienced traders through Coinbase Advanced Trade. This platform within offers deeper charting capabilities, advanced order types, and reduced fees compared to the standard interface.
- US Residents: Many centralized crypto exchanges are not available to US traders due to regulatory issues. Fortunately, Coinbase follows US local laws religiously, making it a solid choice for US traders.
To explore all the features, fees, and benefits in detail, check out our in-depth Coinbase review. And if you decide to join, using a valid Coinbase referral code can help you earn crypto rewards when you make your first trade.
Is Coinbase Better than Crypto.com?
If you’re new to crypto or want something simple and easy to understand, Coinbase is the better option. It has a clean interface, strong US regulatory backing, and better support for beginners. But if you’re looking for lower trading fees, access to more coins, and extra features like crypto cards or staking, Crypto.com might suit you more.
Is Coinbase a 29.99 Fee?
Yes, Coinbase does offer a $29.99 monthly fee, but it applies only to its premium service called Coinbase One, not the standard platform.
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